Interest rates for mortgages hit an all time low this week with rates as low as 3.625% -with no points. If you are thinking of refinancing now would be the time! There are several lenders that can help you with your new purchase or refinance. The following link has the nuts and bolts behind these historically low rates courtesy of Kurt Nielsen of Island Home Capital.  Call me soon to discuss your options for a new purchase in the island or get a list of lenders that can help you refinance your home and save potentially thousands per year.